Calculadora de impuesto a la propiedad en Texas
Texas no tiene impuesto estatal sobre la renta, pero depende del impuesto local a la propiedad. Calcula una estimación para tu condado o aplica las exenciones homestead a tus propias tasas.
Cómo se calcula
En Texas las tasas son por cada $100 de valor gravable y cada entidad (condado, ciudad, distrito escolar, distritos especiales) fija la suya. Los distritos escolares deben eximir $140,000 de la residencia homestead, y $60,000 más si el dueño tiene 65 años o más o una discapacidad, que además tiene un tope en los impuestos escolares. Los condados que cobran impuestos farm-to-market o de control de inundaciones dan una exención de $3,000, y cualquier entidad puede adoptar una exención local de hasta el 20 % del valor tasado (mínimo $5,000). Nuestro cálculo aplica la exención local solo a las tasas no escolares.
Estimación rápida: valor de la casa × tipo efectivo del condado. Calculamos ese tipo para cada condado de Florida, Texas y Arizona como la mediana de impuestos pagados por los propietarios dividida entre la mediana del valor de la vivienda, con la American Community Survey 2020-2024 de la Oficina del Censo. Describe lo que pagan de media los propietarios que viven en su casa (ya con las exenciones homestead y los límites de tasación que casi todos tienen), no la tasa legal de ningún distrito.
Con tus propias tasas: valor gravable = valor tasado − exenciones, e impuesto = valor gravable × tasa. Florida: los primeros $25,000 de una vivienda homestead están exentos de todos los impuestos y una exención adicional de hasta $26,411 en 2026 (se ajusta cada año por inflación) se aplica al valor tasado por encima de $50,000, solo en los impuestos no escolares. Texas: los distritos escolares deben eximir $140,000 de la residencia homestead, más otros $60,000 si el dueño tiene 65 años o más o una discapacidad; ciudades y condados pueden añadir una exención local de hasta el 20 % (mínimo $5,000). Arizona: la residencia principal se tasa al 10 % de su limited property value, y la tasa se aplica por cada $100 de ese valor tasado.
Es una estimación. Tu factura depende de tus distritos exactos, de las contribuciones especiales y de tu valor tasado, que puede estar muy por debajo del valor de mercado si llevas años en la casa (y puede reajustarse tras una compra). Consulta al tasador de propiedades o al distrito de tasación de tu parcela.
Calculadora por estado
- Calculadora de impuesto a la propiedad
- Calculadora de impuesto a la propiedad en Arizona
- Calculadora de impuesto a la propiedad en Florida
Tipo efectivo del impuesto a la propiedad por condado en Texas
| Condado | Tipo efectivo | Impuesto mediano pagado | Valor mediano |
|---|---|---|---|
| Anderson County | 0.92% | $1,702 | $185,300 |
| Andrews County | 1.28% | $2,509 | $195,700 |
| Angelina County | 1.09% | $1,775 | $163,500 |
| Aransas County | 1.02% | $2,705 | $265,400 |
| Archer County | 1.21% | $2,296 | $189,100 |
| Armstrong County* | 1.23% | $2,111 | $171,500 |
| Atascosa County | 1.29% | $2,254 | $174,800 |
| Austin County | 1.16% | $3,433 | $296,900 |
| Bailey County | 1.52% | $1,601 | $105,300 |
| Bandera County | 0.88% | $2,438 | $278,400 |
| Bastrop County | 1.42% | $4,453 | $314,800 |
| Baylor County | 1.25% | $1,288 | $103,100 |
| Bee County | 1.45% | $1,615 | $111,300 |
| Bell County | 1.44% | $3,476 | $241,000 |
| Bexar County | 1.73% | $4,535 | $262,200 |
| Blanco County | 0.93% | $4,510 | $483,500 |
| Borden County* | 0.42% | $460 | $108,900 |
| Bosque County | 0.98% | $1,959 | $200,900 |
| Bowie County | 1.18% | $2,037 | $173,000 |
| Brazoria County | 1.66% | $5,001 | $301,600 |
| Brazos County | 1.54% | $4,568 | $296,000 |
| Brewster County | 1.13% | $2,574 | $227,000 |
| Briscoe County* | 1.09% | $981 | $90,300 |
| Brooks County* | 1.31% | $1,060 | $81,000 |
| Brown County | 1.11% | $1,770 | $158,900 |
| Burleson County | 0.95% | $1,816 | $191,000 |
| Burnet County | 1.06% | $3,639 | $344,000 |
| Caldwell County | 1.35% | $3,235 | $240,500 |
| Calhoun County | 1.26% | $2,153 | $171,200 |
| Callahan County | 0.91% | $1,318 | $145,500 |
| Cameron County | 1.50% | $2,042 | $136,500 |
| Camp County | 1.10% | $1,901 | $173,100 |
| Carson County | 1.19% | $1,705 | $143,000 |
| Cass County | 0.94% | $1,375 | $146,400 |
| Castro County* | 0.92% | $876 | $95,000 |
| Chambers County | 1.05% | $3,474 | $329,500 |
| Cherokee County | 1.16% | $1,963 | $169,300 |
| Childress County* | 1.19% | $1,496 | $125,400 |
| Clay County | 1.27% | $2,182 | $171,500 |
| Cochran County* | 1.10% | $583 | $53,200 |
| Coke County* | 1.16% | $1,372 | $117,900 |
| Coleman County* | 1.35% | $1,252 | $92,500 |
| Collin County | 1.58% | $7,521 | $475,600 |
| Collingsworth County* | 1.26% | $1,314 | $104,000 |
| Colorado County | 1.05% | $2,204 | $209,800 |
| Comal County | 1.13% | $4,833 | $427,200 |
| Comanche County | 1.35% | $2,096 | $155,600 |
| Concho County* | 1.68% | $1,799 | $107,400 |
| Cooke County | 1.19% | $2,864 | $240,400 |
| Coryell County | 1.36% | $2,654 | $195,300 |
| Cottle County* | 1.15% | $680 | $59,300 |
| Crane County* | 1.04% | $1,346 | $129,400 |
| Crosby County | 1.83% | $1,480 | $80,900 |
| Culberson County* | 0.97% | $769 | $79,300 |
| Dallam County* | 1.15% | $1,736 | $151,400 |
| Dallas County | 1.58% | $4,798 | $303,000 |
| Dawson County | 1.62% | $1,677 | $103,400 |
| DeWitt County | 0.86% | $1,469 | $170,900 |
| Deaf Smith County | 1.49% | $1,801 | $121,300 |
| Delta County* | 0.95% | $1,563 | $164,300 |
| Denton County | 1.61% | $7,055 | $437,200 |
| Dickens County | 1.44% | $939 | $65,300 |
| Dimmit County* | 1.43% | $1,223 | $85,500 |
| Donley County* | 1.16% | $1,117 | $96,400 |
| Duval County* | 1.28% | $1,148 | $89,400 |
| Eastland County* | 1.08% | $1,459 | $134,800 |
| Ector County | 1.27% | $2,538 | $200,200 |
| El Paso County | 2.03% | $3,660 | $180,400 |
| Ellis County | 1.35% | $4,697 | $348,600 |
| Erath County | 1.07% | $2,887 | $269,100 |
| Falls County | 1.37% | $1,522 | $110,900 |
| Fannin County | 1.08% | $2,529 | $233,700 |
| Fayette County | 0.89% | $2,611 | $293,900 |
| Fisher County | 1.73% | $1,359 | $78,600 |
| Floyd County | 1.24% | $1,107 | $89,600 |
| Foard County* | 1.12% | $790 | $70,700 |
| Fort Bend County | 1.86% | $6,965 | $374,500 |
| Franklin County | 0.89% | $2,023 | $226,300 |
| Freestone County | 0.94% | $1,580 | $168,000 |
| Frio County | 1.55% | $1,670 | $107,700 |
| Gaines County | 1.57% | $3,142 | $200,700 |
| Galveston County | 1.41% | $4,442 | $314,600 |
| Garza County* | 1.57% | $1,220 | $77,800 |
| Gillespie County | 0.98% | $4,496 | $460,700 |
| Glasscock County* | 0.55% | $1,346 | $245,200 |
| Goliad County* | 0.94% | $1,812 | $192,500 |
| Gonzales County | 1.31% | $2,084 | $159,100 |
| Gray County | 1.37% | $1,408 | $102,900 |
| Grayson County | 1.27% | $3,146 | $248,400 |
| Gregg County | 1.16% | $2,368 | $203,400 |
| Grimes County | 1.02% | $2,414 | $237,400 |
| Guadalupe County | 1.43% | $4,343 | $304,400 |
| Hale County | 1.31% | $1,525 | $116,500 |
| Hall County* | 1.26% | $1,086 | $86,100 |
| Hamilton County | 1.26% | $1,863 | $147,700 |
| Hansford County* | 1.81% | $2,261 | $124,800 |
| Hardeman County* | 1.04% | $848 | $81,900 |
| Hardin County | 1.09% | $2,238 | $205,700 |
| Harris County | 1.62% | $4,489 | $276,600 |
| Harrison County | 0.98% | $1,758 | $180,400 |
| Hartley County | 1.01% | $2,645 | $262,500 |
| Haskell County | 1.16% | $1,140 | $98,700 |
| Hays County | 1.66% | $6,649 | $399,800 |
| Hemphill County* | 1.16% | $2,390 | $205,700 |
| Henderson County | 0.94% | $1,991 | $211,300 |
| Hidalgo County | 1.62% | $2,279 | $140,900 |
| Hill County | 1.16% | $2,078 | $179,200 |
| Hockley County | 1.39% | $1,760 | $127,000 |
| Hood County | 1.05% | $3,217 | $306,400 |
| Hopkins County | 1.01% | $2,221 | $221,100 |
| Houston County | 0.84% | $1,387 | $164,900 |
| Howard County | 0.95% | $1,480 | $155,600 |
| Hudspeth County* | 1.25% | $801 | $64,000 |
| Hunt County | 1.24% | $3,002 | $241,700 |
| Hutchinson County | 1.35% | $1,602 | $119,100 |
| Irion County* | 0.70% | $1,424 | $204,400 |
| Jack County | 0.98% | $2,453 | $251,200 |
| Jackson County | 1.02% | $2,085 | $203,900 |
| Jasper County | 0.97% | $1,326 | $136,400 |
| Jeff Davis County* | 0.60% | $1,365 | $226,200 |
| Jefferson County | 1.53% | $2,600 | $169,500 |
| Jim Hogg County* | 0.97% | $1,258 | $129,400 |
| Jim Wells County | 1.15% | $1,426 | $123,600 |
| Johnson County | 1.24% | $3,557 | $285,900 |
| Jones County | 1.59% | $1,535 | $96,500 |
| Karnes County* | 0.93% | $1,392 | $149,000 |
| Kaufman County | 1.68% | $5,377 | $320,900 |
| Kendall County | 1.10% | $5,656 | $512,700 |
| Kent County* | 0.68% | $835 | $122,200 |
| Kerr County | 0.97% | $3,103 | $321,200 |
| Kimble County* | 1.27% | $2,559 | $201,300 |
| King County* | 1.08% | $564 | $52,100 |
| Kinney County* | 1.41% | $1,158 | $82,000 |
| Kleberg County | 1.47% | $2,369 | $161,300 |
| Knox County | 1.60% | $1,237 | $77,300 |
| La Salle County* | 1.47% | $1,434 | $97,800 |
| Lamar County | 0.87% | $1,748 | $200,700 |
| Lamb County | 1.12% | $919 | $82,400 |
| Lampasas County | 1.17% | $2,929 | $250,400 |
| Lavaca County | 0.89% | $2,041 | $228,300 |
| Lee County | 0.97% | $2,584 | $267,800 |
| Leon County | 0.69% | $1,283 | $186,400 |
| Liberty County | 1.17% | $2,133 | $181,700 |
| Limestone County | 1.19% | $1,953 | $164,200 |
| Lipscomb County | 1.41% | $1,748 | $124,300 |
| Live Oak County | 0.96% | $1,525 | $159,200 |
| Llano County | 0.75% | $2,658 | $356,500 |
| Lubbock County | 1.51% | $3,241 | $214,100 |
| Lynn County | 1.77% | $2,604 | $147,300 |
| Madison County | 0.98% | $1,726 | $176,200 |
| Marion County | 0.74% | $749 | $101,500 |
| Martin County* | 0.91% | $1,587 | $174,800 |
| Mason County* | 0.84% | $2,461 | $293,600 |
| Matagorda County | 1.35% | $2,328 | $172,900 |
| Maverick County | 1.25% | $1,976 | $158,700 |
| McCulloch County* | 0.99% | $1,494 | $150,500 |
| McLennan County | 1.43% | $3,471 | $243,600 |
| McMullen County* | 0.41% | $400 | $97,100 |
| Medina County | 1.32% | $3,165 | $239,600 |
| Menard County* | 1.95% | $2,111 | $108,500 |
| Midland County | 1.23% | $3,832 | $312,700 |
| Milam County | 0.99% | $1,875 | $189,800 |
| Mills County | 0.78% | $1,740 | $223,700 |
| Mitchell County | 1.86% | $1,599 | $85,800 |
| Montague County | 0.92% | $1,902 | $206,400 |
| Montgomery County | 1.52% | $5,268 | $346,200 |
| Moore County | 1.30% | $1,985 | $152,600 |
| Morris County | 1.10% | $1,329 | $120,400 |
| Motley County* | 1.03% | $904 | $88,000 |
| Nacogdoches County | 0.83% | $1,399 | $169,200 |
| Navarro County | 1.20% | $2,075 | $172,600 |
| Newton County | 0.82% | $846 | $103,100 |
| Nolan County | 1.53% | $1,475 | $96,300 |
| Nueces County | 1.60% | $3,330 | $208,800 |
| Ochiltree County | 1.42% | $1,906 | $134,400 |
| Oldham County | 1.09% | $1,780 | $162,800 |
| Orange County | 1.24% | $2,152 | $173,400 |
| Palo Pinto County | 1.11% | $2,204 | $198,000 |
| Panola County | 0.79% | $1,242 | $158,100 |
| Parker County | 1.40% | $5,249 | $375,900 |
| Parmer County | 1.28% | $1,872 | $146,700 |
| Pecos County* | 1.03% | $1,707 | $165,700 |
| Polk County | 0.90% | $1,661 | $184,800 |
| Potter County | 1.46% | $2,145 | $147,300 |
| Presidio County* | 1.24% | $1,506 | $121,300 |
| Rains County* | 1.02% | $2,458 | $241,100 |
| Randall County | 1.51% | $3,610 | $238,800 |
| Reagan County* | 0.92% | $1,579 | $171,500 |
| Real County* | 1.07% | $1,207 | $112,500 |
| Red River County* | 1.01% | $1,224 | $121,500 |
| Reeves County* | 1.08% | $1,271 | $118,000 |
| Refugio County | 1.47% | $1,458 | $99,000 |
| Roberts County* | 1.11% | $1,786 | $161,500 |
| Robertson County | 1.01% | $1,882 | $185,900 |
| Rockwall County | 1.54% | $6,396 | $415,500 |
| Runnels County | 1.37% | $1,498 | $109,300 |
| Rusk County | 1.05% | $1,793 | $171,300 |
| Sabine County* | 0.82% | $1,260 | $153,100 |
| San Augustine County* | 0.68% | $676 | $99,900 |
| San Jacinto County | 0.99% | $2,066 | $209,300 |
| San Patricio County | 1.49% | $2,866 | $192,400 |
| San Saba County | 0.90% | $1,513 | $168,700 |
| Schleicher County* | 1.25% | $1,532 | $122,700 |
| Scurry County* | 1.27% | $1,445 | $113,800 |
| Shackelford County* | 1.15% | $2,004 | $174,800 |
| Shelby County | 1.01% | $1,024 | $101,500 |
| Sherman County | 1.72% | $2,531 | $146,900 |
| Smith County | 1.17% | $2,804 | $240,700 |
| Somervell County | 0.91% | $2,634 | $289,500 |
| Starr County | 1.14% | $1,083 | $95,100 |
| Stephens County | 1.48% | $1,633 | $110,200 |
| Sterling County* | 1.29% | $1,894 | $147,000 |
| Stonewall County* | 1.79% | $872 | $48,600 |
| Sutton County* | 1.23% | $1,907 | $155,700 |
| Swisher County* | 1.72% | $1,487 | $86,300 |
| Tarrant County | 1.65% | $5,334 | $323,900 |
| Taylor County | 1.37% | $2,728 | $198,600 |
| Terrell County* | 0.92% | $1,259 | $137,500 |
| Terry County* | 1.69% | $1,779 | $105,400 |
| Throckmorton County* | 1.28% | $1,148 | $89,500 |
| Titus County | 1.21% | $2,096 | $174,000 |
| Tom Green County | 1.29% | $2,532 | $197,000 |
| Travis County | 1.48% | $7,727 | $523,000 |
| Trinity County | 1.06% | $1,264 | $119,500 |
| Tyler County | 0.89% | $1,404 | $157,300 |
| Upshur County | 1.19% | $1,993 | $167,800 |
| Upton County* | 1.08% | $1,177 | $109,000 |
| Uvalde County* | 1.44% | $2,173 | $150,800 |
| Val Verde County | 1.43% | $2,354 | $164,600 |
| Van Zandt County | 1.04% | $2,298 | $222,100 |
| Victoria County | 1.46% | $3,061 | $209,900 |
| Walker County | 1.18% | $2,669 | $226,900 |
| Waller County | 1.27% | $4,046 | $318,700 |
| Ward County* | 0.64% | $965 | $150,700 |
| Washington County | 1.09% | $3,143 | $288,100 |
| Webb County | 1.80% | $3,421 | $189,900 |
| Wharton County | 1.52% | $2,881 | $189,900 |
| Wheeler County | 1.39% | $1,470 | $106,100 |
| Wichita County | 1.64% | $2,522 | $153,700 |
| Wilbarger County* | 1.60% | $1,432 | $89,400 |
| Willacy County | 1.69% | $1,240 | $73,600 |
| Williamson County | 1.61% | $7,205 | $447,000 |
| Wilson County | 1.22% | $3,928 | $321,300 |
| Winkler County | 0.76% | $1,119 | $148,200 |
| Wise County | 1.14% | $3,466 | $304,900 |
| Wood County | 0.88% | $1,900 | $216,500 |
| Yoakum County | 0.94% | $1,715 | $182,600 |
| Young County | 1.11% | $1,957 | $175,800 |
| Zapata County | 0.95% | $920 | $97,100 |
| Zavala County | 1.53% | $1,512 | $98,800 |
Mediana de impuestos pagados dividida entre la mediana del valor, viviendas ocupadas por su dueño. Fuente: Oficina del Censo de EE. UU., ACS 2020-2024 (5 años). * Margen de error amplio.
Preguntas frecuentes
¿De cuánto es la exención homestead de Texas?
Para los impuestos del distrito escolar, $140,000 del valor de tu casa, y $60,000 más si tienes 65 años o más o una discapacidad. Ciudades, condados y otras entidades pueden ofrecer sus propias exenciones locales.
¿Por qué el impuesto a la propiedad es alto en Texas?
Texas no tiene impuesto estatal sobre la renta, así que escuelas, condados y ciudades dependen mucho del impuesto a la propiedad. Por eso los tipos efectivos de nuestra tabla de condados son más altos que en Florida o Arizona.
¿Hay un límite en la tasación de la residencia homestead en Texas?
Sí. El valor tasado de una residencia homestead no puede subir más de un 10 % al año a efectos fiscales, aunque el valor de mercado suba más.
¿Cómo se calcula el impuesto a la propiedad?
El tasador del condado fija un valor tasado, se restan las exenciones para obtener el valor gravable y cada entidad (condado, ciudad, distrito escolar, distritos especiales) aplica su tasa. Tu factura es la suma.
¿Qué es el tipo efectivo del impuesto a la propiedad?
El impuesto realmente pagado como porcentaje del valor de mercado de la casa. Es menor que la tasa nominal cuando hay exenciones o límites de tasación, por eso es la mejor forma rápida de comparar condados.
Fuentes
- Oficina del Censo de EE. UU. — American Community Survey 2020-2024 (5 años), tablas B25103 y B25077
- Departamento de Ingresos de Florida — exención homestead (PT-113)
- Departamento de Ingresos de Florida — ajuste de la exención homestead adicional (2026: $26,411)
- Departamento de Ingresos de Florida — límite de tasación Save Our Homes
- Contralor de Texas — exenciones del impuesto a la propiedad
- Estatutos de Arizona § 42-15003 (valor tasado de la propiedad clase tres: 10 %)
- Estatutos de Arizona § 42-13301 (valor limitado de la propiedad)
Los resultados son estimaciones solo informativas y no son asesoría legal, fiscal ni financiera. Confirma las cifras con tu prestamista, tu compañía de título o escrow y las oficinas del condado.
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