Florida property tax calculator
Choose your county for a quick estimate, or enter the millage from your TRIM notice to apply Florida's homestead exemption.
How it's calculated
Florida rates are expressed in mills: 1 mill is $1 of tax per $1,000 of taxable value. With a homestead, the first $25,000 of assessed value is exempt from all taxes, and the additional exemption ($26,411 for 2026) applies to the assessed value over $50,000 for non-school taxes. You must own and live in the home on January 1 and apply to the county property appraiser by March 1.
Florida voters decide a proposed constitutional amendment on homestead property taxes (Amendment 3) on the November 3, 2026 ballot. This calculator uses the law in effect today.
Quick estimate: home value × the county's effective tax rate. We compute that rate for every county in Florida, Texas and Arizona as the median real estate taxes paid by homeowners divided by the median home value, from the U.S. Census Bureau's American Community Survey 2020-2024. It describes what owner-occupants actually pay on average — after the homestead exemptions and assessment caps most of them already have — not the legal rate of any taxing district.
With your own rates: taxable value = assessed value − exemptions, and tax = taxable value × rate. Florida: the first $25,000 of a homestead is exempt from all taxes and an additional exemption of up to $26,411 in 2026 (adjusted each year for inflation) applies to the assessed value above $50,000, for non-school taxes only. Texas: school districts must exempt $140,000 of a residence homestead, plus $60,000 more for owners 65 or older or disabled; cities and counties may add a local-option exemption of up to 20% (at least $5,000). Arizona: a primary residence is assessed at 10% of its limited property value, and the rate is applied per $100 of that assessed value.
This is an estimate. Your bill depends on your exact taxing districts, special assessments and your assessed value, which can be far below market value if you have owned the home for years (and can reset after a purchase). Check the property appraiser or appraisal district for your parcel.
Calculator by state
Effective property tax rate by county in Florida
| County | Effective rate | Median tax paid | Median home value |
|---|---|---|---|
| Alachua County | 0.96% | $2,773 | $288,800 |
| Baker County | 0.64% | $1,631 | $256,700 |
| Bay County | 0.58% | $1,807 | $310,500 |
| Bradford County | 0.55% | $1,164 | $212,500 |
| Brevard County | 0.68% | $2,311 | $339,600 |
| Broward County | 0.94% | $3,890 | $414,600 |
| Calhoun County | 0.51% | $734 | $145,300 |
| Charlotte County | 0.85% | $2,785 | $328,900 |
| Citrus County | 0.58% | $1,430 | $245,500 |
| Clay County | 0.72% | $2,241 | $312,500 |
| Collier County | 0.63% | $3,386 | $540,700 |
| Columbia County | 0.74% | $1,434 | $194,900 |
| DeSoto County | 0.83% | $1,447 | $174,100 |
| Dixie County | 0.62% | $813 | $132,000 |
| Duval County | 0.75% | $2,264 | $303,500 |
| Escambia County | 0.58% | $1,495 | $257,200 |
| Flagler County | 0.76% | $2,789 | $364,900 |
| Franklin County | 0.63% | $1,728 | $273,300 |
| Gadsden County | 0.53% | $927 | $174,900 |
| Gilchrist County | 0.65% | $1,302 | $199,900 |
| Glades County | 0.85% | $1,170 | $137,000 |
| Gulf County | 0.63% | $1,578 | $250,000 |
| Hamilton County | 0.73% | $816 | $111,200 |
| Hardee County | 0.82% | $1,264 | $153,600 |
| Hendry County | 0.80% | $1,756 | $219,200 |
| Hernando County | 0.67% | $1,858 | $276,000 |
| Highlands County | 0.72% | $1,353 | $187,900 |
| Hillsborough County | 0.81% | $3,010 | $371,500 |
| Holmes County | 0.54% | $600 | $110,200 |
| Indian River County | 0.69% | $2,436 | $351,500 |
| Jackson County | 0.50% | $609 | $120,800 |
| Jefferson County | 0.62% | $1,439 | $232,600 |
| Lafayette County | 0.55% | $863 | $157,200 |
| Lake County | 0.76% | $2,433 | $318,400 |
| Lee County | 0.79% | $2,858 | $362,200 |
| Leon County | 0.79% | $2,397 | $301,800 |
| Levy County | 0.63% | $1,201 | $190,600 |
| Liberty County* | 0.91% | $1,152 | $127,300 |
| Madison County | 0.83% | $965 | $116,200 |
| Manatee County | 0.78% | $3,047 | $391,400 |
| Marion County | 0.74% | $1,806 | $243,100 |
| Martin County | 0.77% | $3,322 | $432,200 |
| Miami-Dade County | 0.81% | $3,744 | $463,000 |
| Monroe County | 0.53% | $4,129 | $780,600 |
| Nassau County | 0.71% | $2,699 | $382,800 |
| Okaloosa County | 0.57% | $2,011 | $351,200 |
| Okeechobee County | 0.74% | $1,423 | $193,000 |
| Orange County | 0.76% | $2,967 | $390,100 |
| Osceola County | 0.76% | $2,700 | $353,300 |
| Palm Beach County | 0.86% | $3,858 | $447,300 |
| Pasco County | 0.73% | $2,206 | $300,900 |
| Pinellas County | 0.70% | $2,474 | $355,100 |
| Polk County | 0.73% | $1,933 | $266,500 |
| Putnam County | 0.78% | $1,249 | $160,300 |
| Santa Rosa County | 0.57% | $1,891 | $329,800 |
| Sarasota County | 0.75% | $3,106 | $411,800 |
| Seminole County | 0.67% | $2,599 | $386,900 |
| St. Johns County | 0.76% | $3,721 | $489,200 |
| St. Lucie County | 0.93% | $3,241 | $347,300 |
| Sumter County | 0.78% | $3,014 | $385,400 |
| Suwannee County | 0.71% | $1,213 | $171,600 |
| Taylor County | 0.65% | $750 | $114,600 |
| Union County | 0.58% | $980 | $169,500 |
| Volusia County | 0.77% | $2,395 | $313,000 |
| Wakulla County | 0.64% | $1,642 | $258,300 |
| Walton County | 0.45% | $1,902 | $425,100 |
| Washington County | 0.46% | $792 | $171,000 |
Median real estate taxes paid divided by median home value, owner-occupied homes. Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates. * Wide margin of error.
Frequently asked questions
How much is the Florida homestead exemption in 2026?
Up to $51,411: $25,000 that applies to all property taxes, including school taxes, plus an additional exemption of up to $26,411 on the assessed value above $50,000 that applies to non-school taxes only.
What is Save Our Homes?
A cap on the annual increase in a homestead's assessed value: 3% or the change in the Consumer Price Index, whichever is lower (2.7% for 2026). It is why long-time owners often pay much less than a new buyer of a similar home.
What is a millage rate?
The tax rate in mills. A total of 18 mills on a taxable value of $300,000 is $5,400 a year ($300,000 / 1,000 × 18). Your TRIM notice lists the millage of each taxing authority.
How is property tax calculated?
The county appraiser or assessor sets an assessed value, exemptions are subtracted to get the taxable value, and each taxing unit (county, city, school district, special districts) applies its rate. Your bill is the sum.
What is an effective property tax rate?
The tax actually paid as a percentage of the home's market value. It is lower than the nominal rate when exemptions or assessment caps apply, which is why it is the best quick way to compare counties.
Sources
- U.S. Census Bureau — American Community Survey 2020-2024 5-year estimates, tables B25103 and B25077
- Florida Department of Revenue — Property Tax Information for Homestead Exemption (PT-113)
- Florida Department of Revenue — Additional Homestead Exemption Adjustment (2026: $26,411)
- Florida Department of Revenue — Save Our Homes assessment limitation
- Texas Comptroller — Property tax exemptions
- Arizona Revised Statutes § 42-15003 (assessed value of class three property: 10%)
- Arizona Revised Statutes § 42-13301 (limited property value)
Results are estimates for information only and are not legal, tax or financial advice. Confirm the figures with your lender, title or escrow company and the county offices.
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