Dupica Free valuation

Real estate calculators

Free tools with the official rates of Florida, Texas and Arizona: what you pay to close, what you net when you sell and what owning will cost every month.

Free, no sign-up Rates checked October 2026

Buying and financing

Closing cost calculatorSee what the buyer and the seller each pay to close. Taxes and title premiums set by law are calculated for you; market fees are editable estimates.Florida doc stamp taxEnter the sale price and the loan: we calculate the deed tax, the mortgage tax and the intangible tax with the Florida Department of Revenue rates.Mortgage calculatorSee the real monthly payment, not just principal and interest: property tax, insurance, HOA and mortgage insurance included.How much house can I afford?Enter your gross income, monthly debts and savings. We find the highest price that keeps housing within 28% of income and all debts within 36%.Rent vs. buyBuying builds equity but costs more up front; renting keeps cash invested. See which leaves you wealthier and the year buying starts to win.Debt-to-income ratioYour DTI is all your monthly debt payments divided by your gross monthly income. See where you stand before you apply for a mortgage.

Selling

Home sale proceedsStart with the sale price, subtract what you owe and every selling cost, and see the cash you take home from closing.Commission calculatorTurn commission percentages into dollars for each side of the sale and see what the agent keeps after the brokerage split.

Owning

Property tax calculatorGet a quick estimate with your county's effective tax rate, or enter the rates from your tax notice to apply homestead exemptions.

Calculator by state

Frequently asked questions

Are Dupica's calculators free?

Yes. They are free, need no sign-up and run in your browser: we do not store the numbers you enter.

Where do the rates come from?

From official sources we checked in October 2026: the Florida Department of Revenue and Administrative Code, the Texas Department of Insurance and Comptroller, Arizona statutes, the U.S. Census Bureau, the CFPB, Fannie Mae and HUD. Each calculator lists its sources.

Are the results exact?

Items fixed by law (Florida doc stamps, Florida and Texas title premiums, Arizona recording fees) are calculated exactly from the rules; everything else is an estimate. They are for information only and are not legal, tax or financial advice.

Results are estimates for information only and are not legal, tax or financial advice. Confirm the figures with your lender, title or escrow company and the county offices.

Ready for the next step?

Compare licensed brokerages and agents in your city, with their official state license, or get a free estimate of your home's value.

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Free home value estimate

What is your home worth?

Free estimate based on public data from the U.S. Census Bureau and FHFA. Then the brokerage that best knows your area gets in touch.

  • Results in about 2 minutes
  • No commitment, no cost
  • Your details go to just one brokerage
What home would you like to value?

Estimate for guidance only, based on public data from the U.S. Census Bureau and FHFA. Free and with no obligation.